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Terms & Conditions

Website Disclaimer

 

Last Updated: 12-02-2025

1. General Information

The information on the Blawsome Insurance Agency website is for general informational purposes only.

2. No Guarantee of Coverage

Quotes provided on the Site are estimates only. Final coverage is subject to underwriting, carrier approval, and policy terms.

3. Accuracy

We strive for accuracy but do not guarantee completeness, timeliness, or reliability of Site content.

4. External Links

We are not responsible for the content or accuracy of external websites linked from our Site.

5. No Legal, Tax, or Financial Advice

Content should not be considered professional advice. Please consult licensed professionals for specific questions.

6. Limitation of Liability

We are not liable for any decisions made based on information found on the Site.

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Terms & Conditions - the basics

1. TERMS & CONDITIONS

Last Updated: [Insert Date]
Blawsome Insurance Agency – Website Terms & Conditions

1. Acceptance of Terms

By accessing or using the Blawsome Insurance Agency website (“Site”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, do not use the Site.

2. Use of the Website

You agree to use the Site only for lawful purposes and in compliance with these Terms. You may not:

  • Use the Site to submit false or misleading insurance applications

  • Attempt to bypass security features

  • Copy or redistribute content without permission

3. No Professional Advice

Insurance quotes or information provided on the Site are for informational purposes only and do not guarantee coverage, pricing, or policy issuance. Final underwriting decisions are made by the insurance carriers.

4. Intellectual Property

All content, logos, graphics, and materials on the Site are owned by Blawsome Insurance Agency or licensed third parties. Unauthorized use is prohibited.

5. Third-Party Links

We may link to third-party websites. We are not responsible for their content, accuracy, or privacy practices.

6. Disclaimer of Warranties

The Site is provided “as is” without warranties of any kind, including accuracy, completeness, fitness for a particular purpose, or availability.

7. Limitation of Liability

To the fullest extent permitted by law, Blawsome Insurance Agency is not liable for:

  • Any damages resulting from the use or inability to use the Site

  • Errors or omissions in Site content

  • Interruptions, viruses, or system failures

8. Indemnification

You agree to indemnify and hold Blawsome Insurance Agency harmless from any claims arising from your misuse of the Site or violation of these Terms.

9. Governing Law

These Terms are governed by the laws of the state in which Blawsome Insurance Agency operates, without regard to conflicts of law principles.

10. Changes to Terms

We may update these Terms at any time. Continued use of the Site constitutes acceptance of revised Terms.

11. Contact

For questions:
jeremy.grier@blawsomeinsuranceagency.com 1-803-701-0091 online Services Only

HIPAA-STYLE NOTICE OF PRIVACY PRACTICES

 

Applicable if you handle health or medical insurance data
Last Updated: 12-02-2025

1. Purpose

This Notice explains how we may use and disclose your Protected Health Information (PHI) in compliance with HIPAA-like standards.

(Note: Many insurance agents/brokers are not technically covered entities under HIPAA. If you want an official compliance review, I can tailor this.)

2. How We May Use or Disclose PHI

  • Processing applications

  • Coordinating benefits

  • Working with carriers

  • Claims assistance

  • Legal compliance

3. Your Rights

  • Access your PHI

  • Request corrections

  • Request confidential communications

  • Request restrictions

  • File complaints

4. Data Protection

We use administrative, technical, and physical safeguards to protect PHI.

5. Contact for HIPAA Questions

For general inquiries, you can contact the U.S. Department of Health and Human Services (HHS) Office for Civil Rights (OCR) via their online portal at https://ocrportal.hhs.gov/ or by emailing OCRComplaint@hhs.gov. If you have a specific complaint, you should first check the HIPAA notice provided by the healthcare provider for the correct contact information. 

For general inquiries and complaints

  • Online: Use the OCR Complaint Portal.

  • Email: OCRComplaint@hhs.gov. Note that unencrypted email carries a risk of interception.

  • Mail: Send complaints to the Centralized Case Management Operations at the address listed on the HHS website. 

For specific complaints

  • Check your healthcare provider's Notice of Privacy Practices: This document, provided by your health plan or healthcare organization, will have the specific contact information for filing a complaint with them. 

Other contact information

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